Early access · LatAm exporters

Import in USD.
Sell in Brazilian Reais.Import in USD.
Sell in Colombian Pesos.Import in USD.
Sell in Mexican Pesos.Import in USD.
Sell in Argentine Pesos.

Hedge against currency fluctuations. If your local currency weakens by payday, Nivo pays you the difference.

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No minimumsFrom $5K to $5M
Immediate settlementSame-day delta
1.5% flat feeNo hidden spreads
🇧🇷USD / BRLSpot 4.9240
You invoice
$USD
Lock for
Locked rateSettles 30 days from today
R$ 4.9328

Indicative rate · No bank required

The problem

An 8% swing in your local currency is the difference between profit and loss.

LatAm exporters quote in dollars and operate on local currency. When your buyer pays 60 days later, the rate you priced against is gone — and there's nothing you can do about it.

11.4%USD/BRL range in the last 12 months — enough to wipe a full margin on a produce shipment.
R$ 2.8MAverage annual FX loss for a mid-sized coffee exporter, vs. the rate they first quoted.
$500KMinimum ticket at most bank FX desks. Below that, exporters take the spot rate and the risk.
Without Nivo
Unpredictable
Exposed to FX swings
With Nivo
Predictable
Locked at quote
How it works

From quote to payout in three steps.

No bank relationship, no legal desk, no minimum ticket. Built for exporters who run the business, not the treasury.

STEP 01

Lock a reference rate

Tell us the USD invoice amount and when it's due. We quote a forward rate, fixed for 30–180 days. No minimum ticket, no bank relationship.

STEP 02

Your buyer pays you as usual

Nothing changes about how you invoice or collect. Your buyer wires USD to your account, through whatever rail you already use.

STEP 03

Nivo settles the delta

On payday we compare the locked rate to spot. If your currency weakened, we pay you the difference — same business day.

Built for

LatAm exporters, shipping weekly.

Too small for a corporate FX desk. Too exposed to ignore currency risk. Nivo is built for the gap.

Coffee exporter

Protect harvest revenue.

You sell specialty lots to roasters in New York and Hamburg, priced in dollars. Lock your FX rate at contract signing so the price you negotiated is the price you receive.

"Our margins are 7%. A 3% swing in the real halves our year."
Produce & Agri

Ship without the gamble.

Soy, mangoes, poultry — any commoditized good where the sale was agreed months ago. Lock the rate at the contract, not at the dock.

"Payment terms are 45 days after B/L. The real never waits that long."
Manufacturing

Quote in dollars, plan in reais.

Custom parts, textiles, leather goods sold to US and EU buyers. Know your reais-denominated margin before you accept the PO.

"Banks want $500K minimum. We ship $80K orders, weekly."
Trust & transparency

Financial-grade, built in the open.

Hedging used to mean bank desks, corporate minimums, and opaque spreads. Nivo replaces all of it with code you can read.

NDF
Non-deliverable forward.
You keep your existing USD payment flow with your buyer. Nivo only settles the difference on the lock date.
1.5%
Transparent pricing.
One flat fee on the notional. No spreads, no hidden markups, no minimum ticket size.
T+0
Same-day settlement.
When the contract settles, the top-up is in your bank the same business day — no holds.
Onchain
Verifiable contracts.
Every lock is recorded on a transparent ledger. Compliant with each market's local FX regulations.
Early access

Stop paying the volatility tax.

We're onboarding a small group of LatAm exporters through Q2. A 20-minute call is all it takes.

Book a demo →